@cryptotem Assuming if I had $1,000,000 for investment, then here is how I would distribute into assets - (Region India)

1. Cash - 1 %
I need basic cash for daily needs, 1% of $1,000,000 is enough for living in India for a year. I have my own house, so I won't need to pay any rent and my maintenance is low as well.

2. Savings Account / Fixed Deposit - 9 %
I would keep some cash in Savings Bank Account at 4% ROI and some in Fixed Deposit at 7.5% ROI annually.

3. Gold, Silver & Diamonds - 25 %
I would put a quarter of million dollar into precious metals. It's my long term investment and also emergency backup. They won't give higher returns but its the safest investment.

4. Real Estate - 20%
Real estate is one of the booming sector in India, as we have stable government the property rate sees a healthy growth of 10% per year. It is also one of the safest asset as we hold legal documents and we usually don't fall into any trouble.

5. Stocks / Mutual Funds / Provident Funds / Bonds - 15%
Past decade saw a healthy growth in Stocks and most likely I would purchase BlueChip shares as well as Government Bonds. It reduces risk of losing money and also gives healthy dividends annually.

6. Cryptocurrency - 20%
This 20% is probably the most profitable investment subject to market risk. The volatility of coins makes it boom in prices overnight. If everything falls correctly it can make another $1,000,000 in coming times. The 15% of it will be in Top 30 currencies while the remaining 5% will be in Alt coins.

7. Donate - 10%
I would donate 10% to needful NGOs and development projects and further 10% on profits I gain thereafter on the investments.