I do not make predictions and certainly not for Ripple. All I will say is that crypto that has a solid application idea, a good team and can deliver will have a good future. On Bitcoin, I do not expect the price to be lower than it is today in 5 years time - not much of a prediction but it is something of a prediction. Implicit in that is a belief that regulators will not be able to restrict access to fiat currency from Bitcoin. There will always be somebody ready to exchange crypto for cash or goods.