Hello! Btcpop is happy and excited to now be a part of the Steemit community! Steemit represents multiple ideals and philosophies such as decentralization and freedom of information which Btcpop shares and promotes. We look forward to using the platform and helping it become even more successful.

What is Btcpop?

Btcpop.co is a P2P Bitcoin Bank. But, it’s not at all like the bank you’re familiar with and could probably better be described as a cryptocurrency finance platform. Similar to how Uber connects drivers and riders, Btcpop connects depositors and lenders and provides tools to facilitate this commerce.

Finance is a very complex trade and determining creditworthiness, lending limits, and APR rates is a complex and intricate problem. So Btcpop unleashes the best tool in the world for solving complex and intricate problems... THE FREE MARKET

As a depositor at Btcpop you remain in control of your own funds the whole time and become your own banker. If you see an lending opportunity that you feel is profitable and worth the risk/reward you can invest an amount you are comfortable with. If you are a borrower you make your loan offer to the free market stating your terms and plans with the funds and hope the market responds by funding your loan request. To improve your creditworthiness you can use Btcpop's tools of verifying your identity, staking your online reputation, and even putting up digital collateral (Altcoins or P2P Shares) to make your offer more appealing to investors.

And if you just want to play it safe Btcpop even offers a risk free interest bearing savings account!

More than just P2P Lending

P2P Lending is Btcpop's bread and butter, but Btcpop has a lot more to offer. To list a few:

1. Altcoin Wallet/Exchange and Staking Platform: If your into altcoins btcpop hosts an internal altcoin exchange with 100+ currency pairs and growing. All POS coins are automatically staked, and you receive the staking rewards! And at Btcpop you can always leverage your altcoins as collateral for P2P Bitcoin Loans. Adding STEEM to our exchange is on the todo list!
   

2. P2P Share Platform: Issue your very own IPO leveraging your online reputation to raise capital for your business venture! Easily issue, pay dividends, and communicate with your investors through Btcpop's platform. Btcpop's share exchange also allows investors the ability to freely trade their shares and even use them as collateral for Bitcoin loans. (In the future we are considering offering ability for Share equity structures to be exportable into tokens. Effectively making IPO's and Shares into ICO offerings!
   

3. P2P Bonds: Similar to a Loan offering, Bond offerings allow the borrowers and investors the benefits of the bond lending structure on a micro scale.

4. Savings Account: Btcpop offers a risk free (besides inherent platform risk) interest bearing savings account where you can withdraw at anytime. So store your long term Bitcoin holdings in Btcpop's instant account and earn interest while maintaining the ability to withdraw your funds at any time.
   

5. Future Possibilities: Btcpop is committed to continually improving its service to its users. Currently Btcpop is focusing on redesigning the UI and expanding the Altcoin exchange to make it more usable and introduce API. Other future ideas include, but are not limited to:

• Altcoin Denominated Loans: Give users the ability to loan in multiple cryptocurrencies besides just BTC such as USDT, ETH, DASH, BCC and maybe even STEEM and more!
• Exportable IPO's: Export the equity structure of your IPO shares into tokens (using OMNI Layer, Bitshares, Waves, or ERC20 platforms) effectively making IPO's ICO's
• Automated/Mirror Lending: Invest your Bitcoin proportionately the same as successful P2P lenders and leverage their knowledge. Or simply invest your coins into an intelligent lending system and let algorithms and systems do the banking for you.
• Hosted Bots for Altcoin trading on Btcpop's exchange or others.

What Btcpop Stands For

So while our services and features are great and the future is bright with possibility (just like Steemit). We feel its important to share why Btcpop exists and what it stands for.

Btcpop is and will always be a free market platform dedicated to spreading free commerce with as little interference as possible. Btcpop whenever possible wants the free market to be the decision maker, and wants to grant as much freedom as possible to all of its users while also helping them secure their funds. Our goal is to provide a platform and environment which enables as much free market finance to happen as possible and consequently benefits as many people as possible.

When it comes to regulation, Btcpop remains firm that the free market will and should regulate instead of some people in suits enforcing their rules at the point of a gun. As such Btcpop is based in one of the freest areas in the world (Marshall Islands) and will always with no exception secure its users rights to privacy and ownership of their assets.

So Btcpop hopes to join Steemit in decentralizing the world through cryptography and spreading as much freedom as possible!