Thanks for the post and the warning. Don't be discouraged by people that don't want you to ask for help if you need it. THAT is what crypto-space is about (being able to do what you want, when you want, how you want -- mostly unregulated). I have friends and family that use that service often and this will be shared with them as well and it is surely worth more than my newbie 2cents. I will make a donation soon. Thanks again.