We are all lacking knowledge and that is why people study for years in various fields. We only take interest when new laws come out or something changes. Taxes affect everyone and we should all know where and how we can bend the rules but still be legal. Ignorance costs all of us not knowing what is possible. I know personally I have lost 100's of thousands over the years by not knowing what you can claim for. No one is going to tell you and it is for you to find out.