Thanks for your reply. These are a few of my favourite things: A means of using a debit card accessing one's various crypto currencies. Near instantaneous approval at merchant level. Solid whitepaper and groundwork with Visa/MasterCard. Intelligent geolocation in a progressive state. Solid legal foundation. Staged, realistic targets with a manageable rollout. An existing and functioning debit card/wallet tested in many countries prior to ITO. Fairness-centric ITO aimed at a wide group. TenX advised over 4,000 persons subscribed to the token sale. The TenX Team's effective use of a number of communication channels to advise and inform. Julian Hosp's attitude and demeanor when presented with critical questions. The payback scheme for PAY token holders and card/wallet users. Other than that, TenX gives one the gut feeling that this team has their stuff together - they can and will deliver their clear goals or at least give it their best shot. Their perceived humility and openness to suggestion.

To each their own; however, without a complete listing of my evaluation, these are some aspects I perceive as "good."