Bankera Pre-ICO Announcement - Banking For The Blockchain Era

Hello everyone...
I want to introduce this project

• WHAT IS BANKERA?

Bankera is a bank that will be built for the blockchain era using technology to reduce the number of counterparties, thus lowering the cost of banking for the end consumer.

Bankera have seen counterparty reduction emerge in e-commerce, where goods are now often purchased straight from manufacturers. In financial services, the trend up until now has seen financial technology companies building their businesses by piggybacking off existing infrastructure to create better solutions for individual products.
For example, remittance companies have emerged simply because they could process bank wires faster in various countries. However, such technologies have created numerous counterparties.
By being a core participant in financial markets, Bankera can provide many services without the need for such counterparties.

• SPECTROCOIN’S ROLE

Bankera’s founding team already owns and operates a successful cryptocurrency exchange, e-wallet, debit card provider and payment processor. This product is operated under the brand name SpectroCoin.

From day one SpectroCoin was built with the intention of providing access for customers to a range of cryptocurrencies. However, to remain competitive, SpectroCoin was required to produce a number of products that are seen in traditional banking, such as debit cards, payment processing, international bank account numbers, foreign exchange and so forth.
As such, SpectroCoin has already developed core infrastructure comparable to traditional banks. A natural extension of SpectroCoin is to leverage existing technology to build Bankera, a revolutionary bank for the blockchain era.

The introduction of Bankera will create an operational fork. SpectroCoin will remain a leader in providing wallet and exchange services for cryptocurrencies and Bankera will be a new product focused on efficient payment and banking solutions.

• WHY ICO?

There are many arguments why Bankera have chosen to do initial coin offering instead of alternatives ways to raise money. First, an initial coin offer not only allows us to onboard participants from different regions but also to incentivise them to promote Bankera’s products via affiliate commission. Second, tokens provide liquidity since they can be traded on various exchanges after the ICO. Participants can liquidate their position like holding shares in a publicly listed company. Finally, the tokens’ smart contract enables easy distribution of weekly affiliate commission, which would be hard
to process without usage of blockchain technology.

• TOKEN

Bankers (BNK) will be issued in exchange for a number of cryptocurrencies based on the smart contract.

Token holders will be able to use Bankers (BNK) to pay for services and products of Bankera at a discounted rate.
Also they will be allocated a commission of20% of net transaction fees paid by Bankera and SpectroCoin customers on a weekly basis.

Net transaction revenue represents the difference between transaction fees paid by customers less direct costs associated with the transaction. For example, if Bankera’s client’s exchange 100M EUR to foreign currencies in a week with an average fee of 0.25% and Bankera faces an average fee of 0.1% the average net transaction revenue will be 0.15%, hence token holders will be allocated 30,000 EUR as a commission from foreign currency exchange net fees during that week.
Allocated commissions will be distributed via smart contract to holders of Banker (BNK) tokens.

• Pre - ICO

During pre - ICO only 10% of ICO tokens will be issued to finalize the initial version of Bankera before the full ICO.
The pre - ICO will be used to determine the hard cap for ICO smart contract.

• ICO

The price of BNK tokens will depend on the number of tokens issued during pre- ICO:

Join Bankera with my refferal link: https://bankera.com/?ref=4041024155

If you want bounty you can join Slack.
You can find bounty information in Bankera Slack