How to Determine if a Home is Right for You

There are many important factors you need to take into consideration before purchasing a home. House hunting can be both exciting and stressful so you need to know your particular needs and budget prior to starting the process. Here are a few simple tips to help prepare you:

Get Pre-Approved for Your Home Loan – It’s best to know the purchase price you are approved for before beginning your home search. You must understand the difference of being pre-qualified vs. pre-approved. It is relatively simple to get pre-qualified but to be pre-approved means that the lender has looked at all of your financial information and has decided on how much they will lend to you.

Location- One thing you have to keep in mind is that you can’t move your house. It is important that you consider the neighborhood, schools, proximity to freeways and shopping, and any nuisances before purchasing a home.

Layout- It can cost a lot of money to change the layout of a home. If you have a particular need, it is best that you find a home that fits it. For example, if you have young children then there is a good chance that you will want to have their bedrooms on the same level as yours.

Health and Safety Issues- It is always best to get a detailed home inspection. Health and safety issues can be costly to address and can also put you and your family at risk. Some common issues such as black mold can be deadly and cost you thousands of dollars to eliminate.

Always keep in mind that a home’s aesthetics can be changed over time, so try to focus on what is difficult or impossible to change.

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