AI can only explain if it is programmed that way and fed with info someone wrote down or said meaning it's still a human doing the explaining. I totally agree with you that the average teacher isn't able to explain or think out of the box and creative enough to find different ways to pass information. It's a struggle of decades I have with teachers claiming children/people are not able to learn. Strangely enough, they are after I taught them for a few weeks and turn out to be high intelligent (unlike the teacher).

Bitvavo is Dutch and I was one of the first joining them. Next they expanded to Belgium, Germany perhaps a few other countries. As I understand they kicked Germany out (most likely a few different laws) and so did they with Steem from July 1st, 2024. They do have a Steem account so af few days ago I asked them to add Steem and SBD (I asked someone else to do the same). Back then they added it because I asked and I don't know why they care if the asset is bought by many or a few if they brag about adding over 300 lately. I doubt everyone with a Bitvavo account will invest in all the assets.
The letter I received back from them was more like the automatically send one, answers I had weren't answered.

If it comes to P2P it sounds like our "Marktplaats" although it's bought by ebay but you can still chose not to share a part of the income with them if you don't want to use their "secure payment" option (if you don't receive anything they will not pay the seller). Any idea how those middle man worked back then? Can be mainly on trust or for friends/relatives.

I received a next tip orinoco which I found this morning as well and is still used orinoco.io
I have to translate it so it's on my list.