"Oh, fixed savings is the best" I said it in my mind, "because I wouldn't have access to the money until the day I set it. But the problem how will you save it? Bank or Kolo(piggy bank). From my own perspective, saving is when you set aside some amount of money for future, maybe to save for emergency in the future, rent. Most people prefer saving in the bank because it's safe and secure, is sure is that, just asking. While other's prefer saving on piggy bank, at home, tying it with their wrapper.My grandma is find of that.

As long as they can be able to keep untill the reach their target that saving to them. I personally prefer saving on piggy because it's accessible at anytime, you can put any amount of money money; N5, N10, N20, N50, N100 and so on. But the disadvantage of it is that you might be robbed or you may be forced to Open the box even when you have a little problem.

SAVING IN THE BANK IS BETTER, RIGHT? Of course you can save toward your goals or target but at some point you might feel embarrassed going to deposit as little as 50 naira in the bank.
This is interested contest though, I will participate soon.