Hello dear friend, @tocho2

• It's nice to know that you keep a budget set aside for your essentials to cover your monthly expenses. Also nice to know that you try to save which is a really good day I think. Because saving is a thing that comes in very handy in danger. Nice to know you are a university professor. You must have achieved success in your workplace already. You manage the business as well as I believe you can achieve success in whatever you do. Because you are an educated person and whatever work an educated person does, he tries to do it very intelligently so that mistakes are less. Many prayers for you that you can achieve success quickly. I pray for you in all areas.