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RE: Poverty is not solved with money, but with financial education
You are absolutely right, you can determine a person's financial future if you analyse their monetary pattern, a famous writer says that every social group has a monetary pattern, the rich first invest and then spend, the middle class prefers to go into debt to buy and the poor are terrified of debt, that's why they say "tell me how you spend and I will tell you your financial future".
Hello @trabajosdelsiglo
Just as you say, the rich first invest and then spend, it is something difficult to assume by the majority who want immediate pleasure.