Just read a post written by @wakeupkitty (crazy) about kicking your own arse. It feels as if you two write about the same.
It's easy to get depressed and if it comes to financial issues not everyone is able to find a way out.

Plans for August I didn't make. I work but have one extra day off and if I manage financially I keep it this way (I love staying home).

Happy day/August to you.