Those who have nothing except their talent of writing and creating don't milk Steem, they work for it!! My business (I have worked in international travel for 30 years) has been destroyed by Covid-19, and I have drained my savings to keep going. This is an investment vehicle that in time may replace what I have lost, but I will have to work for it, and it would be better if I get value for the amount of time that I put into it. I will work at this for hopefully over several years, and ultimately what I get out will also be dependent on the other members of the platform too...