Friends Borrowing Money

Do not borrow money! That is NOT what friends are for

Friends and family are the ones who easily get you into trouble, especially when it comes to money. The one who always knocks on your door knows that you are A) the idiot who pays B) believes that everything is going well for you because you keep giving money even though you save the bread out of your mouth.

I learned a hard lesson and mom's was even harder and that not only cost a lot of money but also unnecessary stress because once you give, you become the cash cow and the more often it happens, the harder it becomes to refuse the parasite and profiteer.
Whoever keeps asking and begging and praying, manipulates you with "you are my best friend, darling, I love you" is not a friend but someone who you should throw out the door as soon as possible.

Always giving money is not the answer to a problem but giving a solution again and again. Whoever cannot handle money never has enough money, will always lie and never learn to make a budget and handle money. Most of us are strapped for cash but even the rich gentlemen make a choice in what to invest and in what not. A bank will not give a loan to someone who is not creditworthy so why should you?
Having the same family name is not a reason although it is used to manipulate "family is important". Better ask yourself before you give if the person you keep giving money to would do the same for you. The answer is no in 99% of the cases.

So no is also what you should do if you have people who keep asking you for money. Do you find it difficult to say no? Then learn to complain about your money worries and the piles of bills that are left unpaid.
I get sick of how certain people keep asking my mom for money, keep whining and send a message or call every minute. The answer is no, you get nothing at all! You did nothing for it and my mother and I are not going to work ourselves to death to pay for someone else's pleasures such as: cigarettes, drinks, going out, gambling, eating in a restaurant, going on holiday, your children's birthday, the made-up breast cancer (don't be ashamed) or the children who are going hungry (find a job and get to work, they are your children, not mine or my mother's).

Yes, there are exceptions, people who you help once and who also have the decency to ask for something back without you, the lender, having to beg weekly to please pay something back!). You, the eternal beggar, do you ever wonder how hard the person you ask for money has to work to scrape together that amount? Anyone who can buy cigarettes and drinks, has money to gamble can stop doing that and has enough money for healthy food and to pay the bills.
Are you willing to lend someone money? Only do so if you can afford that amount. If not, refuse. You owe nothing to anyone but you do have the responsibility to take care of yourself and if you have one, your family, your pets. This is for the well-being of a fake friend who is unable to give anything back.

Offended? Then you are probably the one who keeps manipulating and asking for money under the guise of being best friends.

P.S. Ask the one who asks you for money for access to his bank account and have him hand in his credit and debit cards. A real friend in need is only too happy if you help set up a plan on how to pay the bills. Indeed, first the bills , next foo,d and if there is anything left, it should be saved for emergencies or possible holidays. If you give count with the fact you will not be paid back.

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