100% agreed. We turn ourselves into our own high level security to 'protect' other people, same way all dictatorships are built. If someone is making money I think that can be good marketing to bring others to the platform. Everyone needs to stop thinking so small and defensive. The point of blockchain etc is to break away from these systems of rules. I don't quite understand all the technicalities in this post, but I can sense the 'spirit' in which they're written.
Let free markets works. People will identify where other people have found gaps in the system and vacuums will be filled.