What is temporary health insurance?

Short term health insurance is a great medical health insurance option for people who are on the road in life but haven't yet arrived. You may be between jobs, or not have a job at all, or it's possibly that you are temporarily working for a company that does not provide its employees with health insurance coverage. If any of these situations apply to you, then you might want to consider getting temporary health insurance, which is often one of the cheapest medical health insurance options around.

Sixteen million people in the United States take out a new medical health insurance policy every year, and if you're going to be one of them this year pay attention. It is possible to get cheap medical health insurance, and you don't have to get catastrophic health insurance to do it. Not everybody has to pay terrible, high rates to get their medical care covered.

Most of these short-term health insurance plans come with up to two million dollars of coverage, and they are intended for people who are already in good health and don't have any pre-existing conditions. This type of coverage is good for using to go to your check ups so that you don't develop anything, or to cover any problems that you may develop during the coverage period.

There are many limits to these temporary health insurance plans, so before you settle on one you should make sure that you understand your plan's limits and they are okay with you. If that is the case, it is also important to understand that short term health insurance really is very short term. For the most part, policies are taken out month by month and can last up to twelve months, although some companies offer policies that extend to thirty six months.