Lynette may have her heart in the right place, but she has a fundamental misunderstanding of crypto. She doesn't seem to understand decentralization. She doesn't seem to understand that many will not use bank or government cryptos. She doesn't seem to understand that if bitcoin or any major blockchain were co-opted, how easy it is to snapshot and re-launch a new chain. She definitely does not understand that 3rd party exchanges are only a transition to wallet to wallet, peer to peer, cross blockchain, atomic swaps, decentralized exchange. Yes, there is risk that the general public could be duped into government or bank crypto. However, the tech itself will always provide alternatives outside the system, while those government or bank cryptos make the same mistakes and fail.

She's either uneducated, delusional, or just wants to shill gold. To each their own, but I think she doesn't have an idea of what she's talking about.