I am a mix of type 1 and type 2. I always worked the 9 to 5 routine but at the end of the month I had always a small surplus that I used to buy some stocks or a little silver. Made it for years and then decided that I needed some real money instead of the fiat money that I had. I had my car, apartment and my daughters were living their lifes. So I started to stack silver and gold in a greater quantity, just not to became poor. Now you come with the idea that cryptocurrencies are not dangerous and I had my bases shaken. Steemit is being my introduction to this new world. I will follow you and decide what to do. Thanks for the information.