Invest what your willing to lose. LoL

Guys so everyone is always saying only invest what your willing to lose. I agree with this if your investing in shitcoins, but if you or me invest in coins that have a working project and if this crypto thing is still in the infant stage, then I doubt any of will lose long term. I invest half of all my earning. If I work all week for $1000 I usually invest $500 as long as my bills are paid. I feel like we are so early that once we take off there will be no looking back. This is my opinion. I invest because crypto is the best!!! Get down with crypto or lay down for the government.