Thanks for the info, it was very interesting to read. Financial technologies develop pretty fast, and such technologies influence and change the delivery of different financial services. For example, it increases the accessibility of different financial services, reduces cost, makes the software more competitive and innovative, and so on. In the future, there will be serious integration of FinTech in the financial sector. I have some ideas on how I can implement such technology in the products I'm working on, but I'm not sure that I have enough skills to do it. That's why I'm thinking about using professional assistance. A few of my coworkers recommended this site https://dashdevs.com/fintech-consulting/ - it's the site of the company that specializes in different FinTech solutions, and I think soon I'll contact them. I have ideas, and I am sure that such consulting will be beneficial for me, and together we will transform the scratch into something valuable and competitive.