Hmmm I believe life insurance and health care should be established first before you start investing. This will serve as your financial protection against life's uncertainties, especially if you are the breadwinner of your family. It is better to be protected while you are still young and able to pay for it. You may not be able to appreciate it at the moment, but you'll thank yourself few years from now.

Aside from that, I am pretty sure you don't want to pull out those investments that haven't ripened yet. Thus, it is important to have those safety nets to have something to turn to without going back to square one of saving and investing.