The only type of loan that I consider justified is a mortgage. Because for example, I still had to pay for the rental of apartments, and I spent a lot of money on it every month. When I realized how much I had spent on rent in my life, I decided to turn to Mortgage Broker Ipswich to get the most favorable mortgage terms. My monthly mortgage payment is even less than the cost of renting an apartment in my area. I'm thinking about the case when it is worth raising borrowed funds.