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RE: Steem is at the forefront of monetisation of blockchains and creating real value for STEEM besides speculation.
That is pretty cool what activfit is doing with their model. I have seen a couple of other projects do this as well with delegations and things like that. I think it is a great idea and as you said, it gives an incentive to use the account and be active. I am excited about what 2019 has for us as well.