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A bank doesn't have to stop 12 armed intruders. They just let them have the money and insurance covers the loss. Your money is still there.
12 armed intruders come into your home, you may save your money, but you or your family are also likely to get killed.

Thats fine I'll die for my money instead of the bank using it and giving me 1%a year back in interest. I live in the hood I'm not scared been here my whole life. True story I had a savings account with a few thousand in it in a bank called irwin bank and lost it all the failed bankruptcy close up shop and left town and I never got my money back that was 12 years ago so wheres my money they owe me I been fighting it for years now.

If you die for your money, then you can't spend it.

Im not spending it thats the point of saving it lol.

Save it for who when you're dead? I think I've made my point.

The point is banks are scams, you dont need a bank all they do is keep you in debt.

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