The way you describe it, it really sounds very easy and should be a no-brainer for anyone living in a place with plenty of sun.

That monthly payment is about the same as what you were paying to the utility company. You have to spend an hour or so with the solar people to design the system. Then you have to be home the day they install.

It's hard to understand why more people don't take advantage of this, but as you say, it is persieved as being complicated.