You make the syndicate a bit too "together." This is not a unified cabal. As the gangster syndicate in the U.S. was made of "families" controlling or sharing designated cities or areas, so too the bankster syndicate must accept differences of opinion about money issues and work out an accord. There are probably many accords which have been worked out in the past. I believe that there will have to be some more. Hence, I see the Fed and its European confederates keeping things patched together until 2018. I see 2019 as the dangerous year after which the reset will be worked out and in place by 2020. As things dip into dangerous territory during their consolidation of the new system (which internationally must also embrace China et al), I expect the banksters to roll out the annual free fixed-income as an experiment but also to calm distressed citizens. It can be jettisoned when the final new system begins at least by 2020. Having gotten the money system reset, the banksters & associates can begin to seriously contemplate a looming energy crisis that is daunting.