The inflation rate has to be around 8% something at this point. I've been here for 2 years now and when someone talks about inflation the percentage they bring up is always 9.5%. The inflation rate decreases, but people's perception doesn't seem to. :P But yeah, if everyone just stopped doing anything and wouldn't buy/sell Steem on the open market then we'd only lose 8% of our investment per year. That's something I can live with. And if you make the tiniest effort you're going to earn more than the inflation eats away. Hell, you don't even have to do anything with all these airdrops happening now.