Voted for

• No. There is no such things as souls and spirits.
• All terms related to souls and spirits are coined for exploiting the poor and uneducated people.
• Something else ( please write).

I think many religions, churches have an important role in helping people. In different ways, financially, or mentally. So, only some of the:

terms related to souls and spirits are coined for exploiting the poor and uneducated people.

Not all.
There are good people and bad people. There are good clerics or priests or other religious people, and bad ones.