I was be happy to. At core, he is already confusing Ponzi scheme with exit scam. While exit scam is integral to Ponzi scheme, the converse is not true.

We have already proved multiple times, through detailed description of how things work, along with public code base, that SBI is not a Ponzi scheme.

That leaves only risk of exit scam. We have a roadmap to decentralize governance through legal entities and m of n override keys, but the solution would cost more than the assets it protects right now.

Do you really think I would risk serious reputational damage for less than the value of my car? When the assets are sufficient to justify the costs of protecting them, I will implement the solution.

Will that ever happen with people like @mmmmkkkk311 blindly downvote thousands of quality posts? That's an open question.