Not true...
"I hate to rain on your parade, but as someone who is both a fan of cryptos and a professional equity investor...

Risk factors are mostly CYA stuff written by lawyers. They cover a bunch of random stuff in there so investor can't sue them. After you read a thousand of those, you'll realize this too. It doesn't indicate at all that this is threat to its business model.

The first one is actually about counter party risk -- ie the risk of their clients being idiots by betting big on cryptos and going belly up. Like if you lend $10K to your friend, who spent it on booze and then killed himself.

The second excerpt is standard language covering all emerging technologies. Every time new tech comes along, you need to spent money investigating and potentially implementing it. Nothing to see here.
[...]"

Read more here: https://www.reddit.com/r/CryptoCurrency/comments/7zp1t4/youll_never_understand_how_incredibly_freaking/