Contemplations on debt

From the time we become aware, all of us are on a path of upward struggle to get to the top of something. Whether it is graduating from college to having a nice comfortable retirement.

We usually allow our thoughts to drift while we are in the "waiting" line to what we can do at this moment to better our circumstances now and of course, the future.

Various traps are laid for us, usually in the form of agreements that we readily accept for one reason or another. These traps which always ensnare us, keep us bogged down in the line with the hidden message that "It is because of this I have the motivation to keep climbing upward."

This debt trap that we all face keeps us slaves to a constant state of need and dependance, which when we finally arrive at our supposed higher destination, just continues to bog us down. Instead of joy, we have anxiety.

People who are not currently struggling with debt, usually have many biased views of the people who are struggling. They might say things like "They should stop spending so much money" or " They need to learn to save and figure out how to keep a budget."

This current monetary system we live in is designed to keep us in a constant state of dependancy. So of the few people who actually are financially irresponsible, the vast majority of us just don't have enough coming in.

The good news is that many people are finding their way out of these traps and learning how to turn the old fiat debt system on itself. Investing in crypto is a great start. But we still need to learn how to completely break free from the mind control that has us encumbered.

One of these psycho control scripts is in believing that you owe a debt collector anything. I feel especially angry at how they target the elderly and scare them into paying them money that they never owed to the scumbag debt collectors.
Most people when they get to the "top" or retirement as it is called, are shocked at the little they actually are expected to live on through their golden years.

Now I'm not talking about legitimate debt that a person might have with someone or some other entity, even though the whole banking fractional reserve lending is a topic for another day. I'm talking about the #$%&! debt collectors that pick up fragmented spreadsheet information on people outside the statute of limitations and attempt to rob them of their money.

So what can be done?

Well, the main thing that needs to occur is a convincing of the mind that "nobody owes a debt collector anything if they can't prove or VALIDATE the alleged debt." This means... A complete original signed agreement between that person and the debt collector, a complete chain of title from the original contract to the debt collector. Which, none of them can properly produce when asked for it by the FDCPA.

The hardest thing for us to master is our morale programing that keeps us from recognizing the wolf in sheep's clothing that gives the debt collector power and and rich bank account.

I will go deeper in future posts but for now just try and rethink the way you think about debt collectors and that industry.