How thoughtful and generous with your time you are, @royaleagle! Thank you for your detailed response. I probably should be dismayed that I couldn't understand most of it, but I am not! I suspect things will start falling into place and making even more sense! I am not as clueless and apprehensive as I was 50 something days ago when I started steemit - thanks to helpful Steemians like you who "step up" and help!! Cheers!