ahhhh I love responses back from the wise man :D

Nope I dont have much faith in the current pension system. I know the ones in Holland, Switzerland and St Martin and all three of them will leave you with nothing by the time I will reach retirement age. Isn't that why we are into crypto as well ;)

What I am saying that the examples that I am using I can not image that these parents were having kids because of that they believe so much that these kids will 'be their retirement'