There is a couple reasons why I say no to that. The amount of money that's going to full through ripple from the banks it's going to be 10 15 20 times the money you see flowing through any other coin from the average user. Bantu they've agreed to look up a certain amount of points and only release a certain amount of coins every five years. Ripple coin transaction fees are destroyed after their use. So in actual reality the amount of Ripple will slowly decrease