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I hold USDT avoid cashing out which are subjected to taxes. So I use USDT. I am yet to make up my mind when to invest that USDT in Bitcoin :P

You know how extremely risky is to hold usdt?You could lose all if it goes down.

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STEEM 0.23
TRX 0.21
JST 0.036
BTC 97780.60
ETH 3397.25
USDT 1.00
SBD 3.25