The problems associated are the fees (like building expense and other operating costs which are not present with an online web base) and the difficulty integrating Bitcoin and other Cryptos legally into the lack-of-acceptance atmosphere that the banking industry currently has on the situation.

There are tons of places to get your Cryptos online now, and nobody ever wants to leave their house anyways! :P

I think Brick and Mortar will die eventually :-p Drones!~ Lol