Not sure I see your reasoning ? .. except u don't like paying fee's - I'm sure we would all agree :) But you can make direct payments from your bank, for free under most circumstances. You can also pay with visa debit cards for free, you can pay with paypal for free in most cases - I'm not sure I see the difference, except there is no ATM for bitcoin, and my local grocer wont accept it.

I travel abroad a lot, I always make as few transactions as I need to, and withdraw a good amount so I don't have to keep visiting the ATM, you can also take money with you in most countries and negate the need to hit the airport ATM's. The local ATM you withdraw from will hit you the highest, not your bank, they are offering you a service and you are paying for that service, your banks fee will probably be round one third of that total transaction fee, less than a couple of dollars I expect.