Crypterium, a digital cryptobank, is going to create a bridge in the payment system between the current FIAT system and the new cryptosystem.
Crypterium will be a crypto bank who will permit payments crypto to crypto and crypto to fiat in the everyday life via NFC chip or QR code.
Any cryptocurrencies can be added to the system, in the future also cryptocurrencies issued by governments.
The company is at the same time developing a merchant system and an openAPI service for e-commerce. With lower transactions fee, the solution can also be adopted in the next years by the world of the two billion unbanked people.

The project grew thanks to more than 70'000 investors.

With a successfully ICO, Crypterium reached the hard cap in January 2018. As every other project at the beginning who is asking for investors, all is about the vision of project and the investor.
The biggest problem of the internet made investment is that a company can disappear in a click. To protect yourself you need do as many research as you can. Also try to answer all the many questions you can immagine. Some of the big questions about investing in this project were:

• In the actual ICO market, with so many competitors, products, and dangerous projects, will be Crypterium the one really innovative?
• Will be this project sustainable in an amount of returns investment, also to the Silver investors?
• Will be Crypterium used also by no token holders?
• Is the project based, as said, 100% on a utility token?
• The team has enough competence in the financial industry, assurance, and tech knowledge?
• An app based solution will require a mobile phone with IOS or Android. Will be the smartphone accessible to all the people around the world in the next years?
• Can the roadmap be followed?

For now, it seems, all the answers to this questions are positive.

Crypterium is alive around the world.

After the release of the tokens to all the investors, with some troubles on the distributions due the overload of the Ethereum Blockchain cause the big amount of investors, all the token-holders received theirs tokens.
The project taught also the more inexpert how to create an ERC20 wallet to store in a secure way the utility tokens.

After this, at the Singapore event, by the begin of February, Crypterium announced a new office in Singapore, the HitBTC exchange and the Android wallet testing app who allows to store your Bitcoin, Ethereum and Crypterium Tokens.

From the 01 February 2018 Crypterium obtained two licenses to operate as virtual currency exchange & wallet service (License Nr. FVR000020 and FRK000013).

The 22 of March 2018, at the CB Conference in San Francisco, Crypterium announced the official listing on the HitBTC exchange. The 26 of March the token was listed, and also the IOS wallet testing app was released. The IOS and Android apps are constantly updated every week.

The 11 April 2018 Crypterium obtained a third license, this one allows Crypterium to act as a financial institution. License Nr. FFA000236.

An amazing partnership announced.

The 26 of March was a big day. Crypterium released also an updating videofor the investors, announcing the partnership with World Capacity Builders Inc., a company with the purpose to implement and build self-sustaining products and services in existing cities of the world, in health, education, housing, transportation, energy, water supply, commerce, etc. But the principal focus with Crypterium will be to improve the standards of the unbanked people.

Many investors reached the WCB website and tried to figure out if the partnership was really a good thing. Stanley Loh, the CEO, is a technology and payment specialist. CEO of China Entertainment Mandate Inc. His contacts in China and Asia are extensive and deep. He too has a passion to help the Unbanked of the world.

Searching on the website allowed me (writer) to discover new numbers: The 25% of adults worldwide earn less than 2$ pro day.

These numbers are very important, cause no one cared before to help these people. These people don’t have a bank account, they must pay big fees for transactions. It depends on the bank, but fees are about $30 transaction, plus the percentage of transacted funds. Some other banks apply also a 9% fee.

I’m really happy to have supported this project reaching the hard cap goal during the ICO. It will help many many people surrounded by poverty save money.

With this partnership and new data, investors are now for sure doing the math.

Let’s calculate together.

• 1.5$ average × 5days × 4weeks = 30$/month average pro person
• Now we can multiply this number, for the number of «poor people» we think will be using the payment infrastructure of Crypterium. 10, 50, 100, 1'000, 100'000, max is 2 billion
• Every transaction is processed with a 0.5% fee. So we can multiply the previous number by 0.5%
• The 30% of the fees goes to the MLF (Monthly Loyalty Fund), so we multiply the previous result by 30%.
• ⚠️ Now we need to multiply the number by the MLP percentage were you are. Silver 10%, Gold 35% and Platinum 50% (5% is Bronze, and don’t require an ownership amount)
• Now you need to know how much you’ll spend during a month with the Crypterium app.
• Once you have this data, you need to divide the amount you think you’ll spend in a mont, with the nuber of $ amount transacted in your MLP group.
• This number is a percentage, and must be moltiplied × 100, so you will see the number in % related to all the others members.
• Now you need to multiply this for the MLF income of the group (it was calculated three point above).
• The number you see, is your MLF income prediction based on this partnership.

Then do not forget to add the people number you think will be using Crypterium app to buy a coffee, travel, store currencies, etc.

Investors now understood that the project can be really sustainable, and valuable. The first version of the Crypterium app is planned for the end of H1. Let’s just wait for some other good news.

Here the resources link to check out:

• World demographics profile
• Crypterium website
• Crypterium White Paper
• World Capacity Builders
• Prime Cities
• Crypterium token holders
• Crypterium Estonia licenses
• Crypterium. Life after ICO. video

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