Patience and hold what you have. None of us can predict the market and if you borrow what you cannot repay, you will go bust at some time. Let the lesson be to hold some reserves, save a little every week or month, to take advantage of low price opportunities when they come. My advice is to not borrow because you don't know if the value of cryptos will go up any time soon. Don't speculate or gamble with money you don't have or you may come to regret it.