Be wary of banks. They do not have your interests in heart. Many people hate banks, and while I do not advocate blind hatred, those people hate banks because banks very cleverly do incredibly harmful things, but it's hard to see how until you understand the economics of the currency system. It's easy to learn, though. Look up how central banks and fiat currencies work, and you'll see how banks are hurting people, especially the poor. We create cryptocurrencies in large part to give people, especially the poor who are most severely hurt by the fraud of banks, an alternative which is designed to help them, not hurt them.

By clever accounting, banks steal from the poor to feed the rich; all without the poor, who have the least time and energy to dedicate to understanding the currency system, seeing how they are being exploited. Inflation is a nearly invisible tax on the poor.