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RE: If you haven't utilized SHAPESHIFT.IO, you're missing out on a number of profitable altcoins!
I personally think I'd pay that rate due the quickness and safeness of it. I've used it countless times and it's never let me down. But thats my personal opinion. All in all I think the rate is pretty "fair". But I understand where you are coming from! Nobody likes charges :p
All the best,
LL