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ripple transfer time is less than a second and cost is less than a cent. Its not decentralised and is owned by banks and can be regulated.

eth lets your run code in the transaction memo. this is a new idea. soon eth will run proof of stake which will make it as fast and as cheap as ripple.

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Thank You @whenthetimecomes for replying ! So basically the high fees and slow transfer time of btc is why everyone is after Ripple and ETH

whenthetimecomes did well summarised XRP and ETH use,
XRP is clearly a corporate coin in a way that's it was initially issued to support the finance cash transfers (to replace Swift).
Feel free to consult my post with more details: https://steemit.com/ripple/@pada-1/my-thought-about-ripple-xrp

Thank You! Let me have a look!

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