Another thought: Evenif it's hype, I think the type of return they are providing, you could recover your principal within a month then rest is your free gift. I will tell you what I did. They have a referral system--where you get commission of 10% from level 1, 5% from level 2 and 2% from level 3 referral. You could open your own four accounts as referral to one another and invest through level 3 account. With this strategy, you will get 17% of your investment on day 1. Then remaining 83% you should be able to recover in next 20 days with 4% a day! This company has been around 130 days and say it can go for another 130 days before it disappears, then what's your loss? You will recover your principal in first 20 days and then balance 100 days interest at 4% would be your profit. I already recovered mine and now I get $400 interest every day for free. Yes, I take out interest from the account every day, my principal is locked which I can't. My suggestion is that you take out your interest everyday (god knows when their day to disappear is) that way you just have risk of principal. If you do that for next 20 days, you are winner! That's called beating the scammers with their own game!