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RE: How stupid do financial institutions believe people are?
You are correct @grahamcolley, it is hard work and like @cryptowizard said in his comment below unfortunately most people will never change ... the masses will do as they are told
Maybe we can all create a new crypto elite then and lead the masses into a better world?
I believe we are already busy creating the elite :)
I know, what an amazing period of history to be alive in!