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RE: How stupid do financial institutions believe people are?
Indeed UK banks now charge like crazy. I have a business account with a bank who don't charge, but that is rare, and it's an old account. I too am playing with crypto as that is the way it's going to go. Music went digital, and now money will go digital. How stupid do banks think we are? Very !! :)
I must say the UK banks was a breath of fresh air for me :) but now they are following the global trend. And i agree banks and investment companies think we are very stupid. Do you really think that your life insurance policy should only grow with around 12-15%?