Nowadays it has become relatively easy for some people to apply for loans, there is a countless number of public and private lenders. But is it really necessary to go to the request for a loan? I think that only if it is a vital emergency and we do not have money for that moment, maybe it would be an option, however doing it by routine can turn us into "free slaves" because we are tied to material situations, not so necessary, taking off the feet of the land, we forget to think with sanity, reasonably, we ask for credits buying things not so necessary and it becomes a vicious circle, continually depending on one credit to pay another ... that is life? in my opinion no. Good post, excellent contribution.