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RE: Noob Needs Help, I think I'm almost there, I just need a little community!
Hi Kristie, welcome to Steemit.
First of all, what is your objective here? Are you looking at a long term investment? If so, Coinbase and Kraken are just places to buy, not to store your money. Both are perfectly fine for buying, I tend to use Kraken and it has both Bitcoin and Monero available. Steem is only available on Poloniex, Bittrex and Blocktrades though.