Sure, I wasn't expecting you to quote exact paragraphs. While I understand what you are saying, i think that a lot of the points you are stating could also point to what a decentralised trading platform has to be like. And while it isn't fully decentralised (nor is Steemit) it is still way more so than other exchanges. You can't have a decentralised platform and maintain insured funds, for example.

Either way thank you for your contribution, it is never incorrect to be cautious, that's for sure!