If you take a look at the events of the past week, and the crash in prices suffered by most coins, Ripple actually proved to be remarkably stable and to be largely untouched. So, I would not be so sure...

I don't think Ripple will ever make you millions or that its price will suddenly skyrocket 1000%, but it is fast, efficient, cost-effective and stable. Key points which make it way more usable than Bitcoin or even Ethereum.